Financial Basics Instructor's Guide


Financial Basics for High School and Beyond is a financial education program designed for students in North Carolina.

High school students receive a curriculum that is mapped to North Carolina financial literacy standards. The course can be completed as part of a traditional teacher-led financial literacy course or taken independently by any student. Teachers are encouraged to set up their classroom(s) online for student-specific assignment tracking and for aggregate reports that can be used in the classroom.

College students receive a learning experience that's focused on key topics related to the transition to financial independence. The course is ideal for first-year students and includes both aggregate and student-specific reporting tools for school administrators.

Access to all instructor support resources and tools requires registration. Please see "How to Get Started" below.


The Course Experience


Financial Basics for High School and Beyond uses multimedia, interactive exercises, and personalized tools to create an engaging experience for each student. The course can be taken on just about any device: desktop computers, tablets, and even smart phones.

The best way to understand the student experience it is to try it for yourself by registering for a student account. College student topics include:

Course Introduction

A brief introduction to Financial Basics goals and resources.

Resources:       

Financial Health

How the concept of financial health can guide your financial behaviors.

Resources:           

Budgeting

Creating a monthly budget helps to clarify your spending priorities.

Resources:           

Budget Saving Tips

Easy to follow suggestions for sticking to a monthly spending plan.

Resources:       

Choosing a Bank

The importance of choosing the right financial institution for your needs.

Resources:       

Checking and Savings Accounts

Checking and savings accounts strategies for minimizing fees.

Resources:   

Credit vs. Debit Cards

Pros and cons of credit and debit cards. When to use each for maximum consumer protection.

Resources:           

Managing Accounts

Online and offline account management strategies for checking and savings.

Resources:       

Credit Reports and Scores

Understanding how credit works and how to get a free credit report.

Resources:           

Students and Credit Cards

The special challenges for students with credit cards, including the minimum payment trap.

Resources:       

Building Credit

The decisions and behaviors that can lead to improved credit scores.

Resources:       

Identity Theft

Understanding identity theft and steps you can take to prevent it.

Resources:           

Financial Trouble

How to spot the stages of a chronic debt problem and where to get help.

Resources:       

High school students receive an expanded list of topics that can be assigned and graded independently. Please register for a student or teacher account to review all of the high school resources.


Administrative Tools


Designed for use with both campus-wide and classroom-based implementations, our administrative tools offer both aggregate and student-specific data reports. Through your administrative control panel, you can:

  • Export student-specific participation lists to a spreadsheet.
  • View student participation details, including missed quiz questions.
  • Easily find a student with powerful search tools.
  • Get aggregate reports of missed quiz questions and student usage trends.

For more details on classroom based tools, please see the teacher tools page.



How to Get Started


College administrators access their Financial Basics for High School and Beyond control panel through their CFNC.org accounts. If you previously had access to either Financial Literacy 101 or Advanced Money Management, your account is already set up - just click the same link and you'll be taken to the new control panel! To open a new administrative account, please contact your school's CFNC.org representative.

High school teachers can sign up online to access all Financial Basics tools and resources.

High school guidance counselors can also register for a teacher account if they plan to work directly with students. To view course usage across your entire school, please contact your school's CFNC.org representative to receive an administrative account. If you previously had access to your school's MoneyEdu control panel, those links will also work for Financial Basics.


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Did You Know?


Financial Basics for High School and Beyond is a free service offered by CFNC.org. Any student, teacher, or college in North Carolina is eligible to participate!